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Insurance Services FAQs

FAQ: How do I know how much coverage to apply for? How long should the term of this coverage last?

You can use our online life insurance needs calculator to get an estimate of your life insurance needs. When you meet with one of our advisors, we will work with you to determine your exact needs in terms of benefits and policy terms.

FAQ: Will I need a medical exam?

Yes. When applying for life insurance coverage, carriers require a medical exam prior to the policy being issued.

FAQ: What if I already have coverage? Should I apply for more or new coverage?

The best thing to do in this case is to meet with one of our advisors to determine whether to supplement your existing coverage or purchase a new policy to replace your existing coverage.

FAQ: Which carrier should I get insurance with?

We work with some of the top-rated insurance carriers on the market. Other than taking into account financial ratings and customer satisfaction, we will also look at your other insurance policies (auto, home, umbrella) to determine if there are any potential discounts available if you put your life insurance coverage with the same carrier.

FAQ: How much will my life insurance cost?

Term life insurance is based on your health, age, gender, the term of coverage, and the face amount. To get an instant quote, click here.