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Long Term Care Insurance

Because we are living longer, our chances of needing long term care are increasing. People may need long term care because of a lengthy, chronic illness or an accident or injury may trigger need for care. It can easily catch you unprepared.

Functionally impaired means that an individual can physically no longer perform one or more of the normal Activities of Daily Living such as eating, bathing, dressing, continence, toileting and transferring. By contrast, with a cognitive impairment such as Alzheimers, one could perform the activities of daily living but not be aware of the surroundings or family members due to the lack of mental capacity.

Why Get Long-Term Care Insurance?
Like many people, you may think that your current insurance or government programs will pay for this type of care. You may be surprised to learn that these options provide limited coverage for long term care. It's important to me to help you preserve your assets should the need for long term care arise.

To start planning for your long term care needs today, give us a call at 781-849-7200.

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